6 Easy Ways To Live A Luxurious Lifestyle On A Budget

January 17, 2024
  • Today, we live in straining economic times where the cost of living and inflation are high
  • Living a luxurious lifestyle doesn’t necessarily mean buying expensive items and splurging on costly expenses
  • The Efficient Woman highlights six easy ways to live a luxurious lifestyle without neccesarily breaking your bank

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By Mourrine Wambugu

As the late Dominican fashion designer Oscar de la Ranta said, “Luxury is not about buying expensive things; it’s about living in a way where you appreciate things.”


If anything, luxury is not the opposite of poverty. On the contrary, it is a feeling, a good-feeling experience where you are satisfied, relaxed, and in bliss. In today’s times, we live in a tough and straining economic environment, and the high inflation on goods is translating into a very high cost of living.

While it is important to pamper and treat yourself, The Efficient Woman has compiled six easy ways to live a luxurious lifestyle without breaking the bank.

Go to nice places

Let’s be honest. We all want to live the easy life, catching flights and watching sunsets at popular beaches and hotels, right?However, as dreamy as that can be, it is expensive, and if one isn’t financially stable, they can go broke as soon as they book their next flight!

However, going to nice places doesn’t have to mean traveling and vacationing every other weekend. Going for lunch or cocktails in a fancy restaurant, mall, or hotel can work just as well.

When you surround yourself in such lavish places and environments, your energy shifts and you become more open-minded. Visiting nice places once in a while makes you aware of such lifestyles that you aspire to, and it can spike your motivation to work just as hard to be able to spend most of your time enjoying such spaces.

Learn to Do It Yourself

With the current economic times, it is wise to save your money for a rainy day. Learning how to do things on your own can greatly cut down on costs and help you save a penny or two. For instance, with the help of Youtube tutorials, you can teach yourself how to do your own makeup, nails, or hair.

By so doing, you are able to save the amount you could have spent in a salon or nail parlour on something else you really needed.

Upgrade your personal space

Luxury is in every detail, and investing in home décor to make your home a happier place to be is like investing in yourself. Your environment affects your mood, and your mood affects how you go about each day.

Try having lovely décor such as scented candles, fake house plants, LED fairy lights or a house painting. Such details add up to making your house look good and, in turn, making you feel great.

Also, ensure your house is clean and a theme, or color scheme, runs through your space to create that harmonious, put-together look. Take your time when purchasing home décor because it is a transformative process and you want to create an authentic space.

Know when to splurge

You might be eyeing that original designer bag, perfume, or Bottega heels. If you truly need that expensive item, you have to sacrifice some of your expenses in order to purchase it.

Instead of shopping at an expensive clothing store, try thrift shopping and save up the extra money for the original leather jacket you desire. Splurge sometimes and make yourself feel special. However, don’t overspend or go into debt because of this. Be financially smart!

Have a good morning or night routine

Ladies, it is necessary to treat yourself. Take time to pamper yourself.In today’s life, luxury is time and space. Make time for an organized morning or night routine. Develop a skin care routine, shower at least twice a day, ensure you invest in fancy nightwear you are comfortable in, spoil yourself. How you love yourself is seen in how you treat yourself, so ensure you take time to relax, unwind and enjoy your alone time.

Speak things into existence

Last but definitely not least, have a positive mindset. Be it through manifestations or speaking daily affirmations, having a healthy, positive mindset is a sure way to have a fancy, luxurious lifestyle. Affirmations make you feel good, and when you are in that vibrant energy, you radiate and look great.

So don’t be limited, have big dreams and smile each and every day because life is what you make of it.

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